SmartALM is an Asset and Liability Management package which captures data from branches and generates various reports on overflows, rate sensitivity and liquidity positions of the branches and head office.
SmartALM captures data (for generation of ALM reports prescribed by the Reserve Bank) from the branches and transfer to head office(HO). Facility is given to enter data at branch level and export it to HO. It monitors the availability of data from different branches on a given date. It generates the reports on overflows, rate sensitivity and liquidity positions of the branch and HO. It generates reports on outflows and inflows; sensitive assets and sensitive liabilities; interest rate wise deposits and loans; maturity wise deposits; overdue deposits and loans; deposits prematuredly closed; PLR linked loans etc., It is a total package for the Asset Liability Management. |
