mSmartBanker is a mobile banking solution. It allows transactions through WAP enabled mobile phones and also using SMS.

mSmartBanker helps the customer to access his account from anywhere using the mobile phone. There is no need have a computer or an internet connection. This will facilitate access to the account even when the customer is traveling or when he is in a location where required facilities are not available. The same transaction can be carried by SMS. Wireless Application Protocol (WAP) technology allows secure, on-line access of web using mobile devices whereas in the case of SMS (short messaging service) technology, there is a time lag in communication.