eSmartBanker is a complete web based and centralised banking solution covering all the functions of a bank. It supports multi currency transactions and all types of delivery channels.
The product has been developed using open, industry standard, proven technologies and high quality software engineering methodologies. eSmartBanker is highly parameterised to support constantly changing customer and regulatory requirements.
The product truly leverages on Web Technologies and hence is highly optimized for network bandwidth requirements.
eSmartBanker is a true web based solution with multi tier architecture and centralised database. It uses state-of-the-art technologies to make it flexible, scalable and most modernised solution.
Objectives
To give competitive edge by re-positioning the bank
To change the market perception of the bank into a "Techno-savvy Bank"
To computerise each and every activity of the bank
24x7 services to customer
Features
Centralized database
Modular deployment
Multi-currency transactions
Multi-currency general ledger
Application security using DB link (Isolating user database and bank database)
Can be Internet enabled on the fly
Can interface with any channel for service delivery like ATM, IVR telebanking, internet banking
Complies to SWIFT and EDI standards
Server-centric and thin client software deployment
The product is uniquely positioned to compete with global market leaders in core banking solutions.
Modules
Savings Bank, Current Account, Deposits, Loans, Cash Credit, Bills, Letter of Credit, Letter of Guarantee, Customer, Remittance, Forex, Cash, Clearing, Lockers, General Ledger, Customer, Administration, System Control, ALM and Treasury Management
Deployment
Windows 2000 as Operating System
COM+ for deploying the components
IIS as WEB Server
ASP for server side business rules HTML for screens